Insurance rates skyrocket. What are you paying?

Northcoast300h

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Jul 17, 2020
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Cleveland, OH
1970 Chrysler 300 Hurst - $270 per yr. Full insurance but 4 mo in storage. (in 2022, I was only paying $180).
2013 Lincoln - $430 per yr. Full ins (2021 - $320)

I'm not complaining since I live in a cheap city but I feel bad for others. Other than inflation, I found out new type of fraud with people not being able to afford their new car, so they run it into a wall to collect more than what they can sell it for.

...and EV's - Insurance companies are totalling EV's for simple fender benders and we all pay for it. These "totalled" EV's somehow make their way to Ukraine and Africa and are sold there to "poor people" who cannot afford a fuel car. I can't make this stuff up. Look it up.

How is this progress? Anyhow, this utube guy talks about all this stuff.

 
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I'm in around $350/year or so for the year on '68Charger and '70 Challenger.
Normal car insurance I don't know wife pays it and there is a 19yo on it with 5 vehicles. I would imagine it's not cheap. It's going to get worse. Most EVs are totalled if anything alters the battery. Which is hung under the car, what could possibly happen to it there? Mostly because replacements are so hard to come by.
 
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