FWIW, the quarters were put on my 300 many years ago, 1990's at the earliest and the quarters were put on with a flanged seam. No rust issues at the seam what so ever.
There was some warping though and it cost me $ to have the body guy straighten it out properly.
My understanding is a butt weld is easier to straighten and keep from warping, but like anything else, it's all dependent on the skill and more importantly, patience of the guy welding the panel on.
So... I have nothing other then that to give. I've done enough paint and body work to know I hate doing it.